Points expire after three years, and points cannot be redeemed once a card has expired.

Cardholders can redeem their points for a range of rewards, including:

While redeeming points, check the bank's Facebook or website for complementary discount vouchers and offers on foodpanda.

Standard retail reward accumulation. How to Redeem Your Points

However, the strategic user can amplify this yield. By concentrating spending during bonus promotions and utilizing premium cards, the effective return can approach . Moreover, Askari Bank frequently bundles points with other benefits, such as airport lounge access (for Platinum and Signature cardholders) or fuel rebates. When these ancillary benefits are factored in, the total value proposition extends beyond the raw point-to-rupee conversion.

Askari Bank has a tiered rewards program, which offers additional benefits to cardholders based on their spending habits. The tiers are:

Askari Bank offers flexible redemption options, partnering with KEENU to allow real-time redemption at retail outlets nationwide.

Customers have three primary methods to initiate redemption:

Redeem points at CSD outlets nationwide using Askari Reward Vouchers .

Select products—including electronics, household items, and lifestyle goods—from the Askari Reward Points Catalogue and order them directly.

For standard transactions, a typical earning rate is on general retail, utilities, and groceries. However, premium cards (e.g., Askari Platinum or Signature) often accelerate this earning rate to 1.25 or 1.5 points per Rs. 100 . Furthermore, the bank strategically introduces bonus categories and promotional periods. For example, foreign currency transactions or spending during double-point weekends can multiply accumulation significantly. It is crucial for the cardholder to note that certain exclusions apply—cash advances, financial charges, and government-related payments usually do not accrue points, a standard practice designed to prevent abuse of the system.

Askari Rewards is a loyalty initiative that allows primary credit cardholders to earn reward points on retail transactions made through Askari Mastercard Credit Cards (Silver, Gold, Platinum, World, and Corporate).