Note: Returns vary by scheme and start date. Use HDFC Mutual Fund’s SIP calculator for personalized estimates.
| Fund Category | 5-Year SIP Return (CAGR) | 10-Year SIP Return (CAGR) | |---------------|--------------------------|----------------------------| | HDFC Large Cap Fund | 12–14% | 11–13% | | HDFC Mid-Cap Opportunities Fund | 15–18% | 14–16% | | HDFC Balanced Advantage Fund | 10–12% | 10–11% | | HDFC ELSS Tax Saver Fund | 12–14% | 13–15% | | HDFC Short Term Debt Fund | 6–7% | 6–7.5% |
(Note: These rates are dynamic and change daily based on market conditions. Past performance is not a guarantee of future returns.) hdfc sip return rate
When looking at the , it's clear that historical performance varies significantly across different fund categories. As of early 2026, many HDFC equity schemes have delivered annualized returns between 15% and 25% over the long term (5+ years) . HDFC SIP Return Rates by Category
Here are the key features and data points relevant to HDFC SIP Return Rates: Note: Returns vary by scheme and start date
To estimate your potential wealth, you can use the HDFC SIP Calculator which uses the standard future value formula: M = P × [(1 + i)^n – 1 / i] × (1 + i) : Maturity amount P : Monthly SIP amount n : Total number of months (tenure) i : Monthly rate of interest (Annual rate / 12 / 100)
: HDFC Flexi Cap Fund is cited as a top choice for investors seeking total market exposure without managing multiple funds, delivering consistent returns of ~21%. Past performance is not a guarantee of future returns
💡 : A common benchmark is investing ₹15,000 for 15 years at an expected 15% return , which historically can lead to a corpus of approximately ₹1 Crore . Key Factors Influencing Your Returns