⚠️ If you fail to follow notice requirements, the deed may be voidable.
Most auctions happen in the , but some counties hold online or "Commissioner" sales earlier. Prepare for a Tax Sale - indy.gov
Before purchasing a property at a tax sale, investors should: indiana tax sales
| Event | Timeline / Amount | |--------|------------------| | Delinquency trigger | ~ 1 year unpaid | | Tax sale | Annually (usually fall) | | Redemption (owner-occupied) | 1 year | | Redemption (commercial) | 120 days | | Max interest rate bid | 15% (owner-occupied) / 10% (others) | | County sale fee | $150–250 |
If a property is sold at a tax sale, the homeowner may face the following consequences: ⚠️ If you fail to follow notice requirements,
: Owners typically have one year (Treasurer’s Sale) or 120 days (Commissioner’s Sale) to pay you back and keep their property.
In Indiana, the bidder offers to accept the on the lien (max 15% or 10% depending on property type). Winner = lowest rate bid. In Indiana, the bidder offers to accept the
The highest bidder does not immediately own the property. Instead, they receive a tax sale certificate , which represents a lien against the real estate.
Here’s a proper, concise guide to —covering how they work, key deadlines, risks, and opportunities for investors and property owners.
