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Please select a membership then provide your email and desired password for your account.
Esta herramienta es esencial para entender el rendimiento real de los productos financieros. Permite calcular:
You can compare side-by-side, including simulating future Euribor changes . That’s rare even in paid tools.
If you want, I can also provide a step-by-step example (e.g., €150,000 at 3.5% for 25 years) showing the exact amortization table and how to spot discrepancies. Just ask.
If you’re dealing with a mortgage in Spain — whether you’re a resident, non-resident investor, or someone facing rising interest rates — the (usually referred to as Calculadora de préstamos hipotecarios or Simulador de amortización ) is one of the most underrated tools available. It’s not a bank’s marketing tool. It’s an independent, regulator-provided simulator.
The BdE calculator is . It follows the Spanish banking circular’s rules for calculating intereses ordinarios and amortization schedules.
El Banco de España centraliza sus recursos de simulación mediante el Portal del Cliente Bancario del Banco de España y su app móvil oficial.
Calcula la cuota mensual introduciendo capital, plazo e interés.