Santander Lost Cards [new] Info

Here are some frequently asked questions about lost Santander cards:

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| Delay | Consequence | |-------|--------------| | < 2 hours | Minimal; most fraud attempts fail if card is blocked early. | | 12–24 hours | Possible small contactless transactions (up to limit, e.g., £100/$50 cumulative). | | > 48 hours | Liability may shift to customer for certain types of transactions (signature, online on unmonitored sites). | | Several days | Account could be drained if card has high limits and no transaction alerts. |

If your card is definitely lost or has been stolen, you must report it so Santander can permanently cancel it and issue a new one. Reporting via the App or Online This is the fastest method and is available 24/7. Santander UK Lost, stolen or damaged cards | Santander UK